How much does RoarWEALTH cost?

RoarWEALTH is in early access and free to use while in beta. Paid tiers are planned; early-access users will be told well before anything changes.

RoarWEALTH | Portfolio Tracker & Net Worth App for Nigeria (NGX, ₦ & $)

The problem

Four questions your spreadsheet can't answer.

Nigerian wealth is fragmented by default — two brokers, three banks, a domiciliary account, a pension, a mutual fund, some land. Excel consolidates it once a quarter, badly.

"What am I actually worth?"

Every institution shows you a slice. Nobody shows you the whole. So the real number lives in a workbook that is already out of date.

"How is it allocated?"

Too much in one bank stock? Too little in dollars? You cannot manage concentration risk you cannot see.

"What income will this throw off?"

Dividends, coupons and maturities arrive at random. Nobody has a calendar, and withholding tax is guessed at.

"Am I on track to retire?"

Global planners assume 2% inflation and no Naira. The maths simply does not transfer to Nigeria.

What's inside

One dashboard for the whole household balance sheet.

RoarWEALTH is a complete tracking and planning layer — built for NGX instruments, Naira formatting, local withholding tax and Nigerian retirement assumptions.

Net worth, live

Portfolio value, cost basis, unrealised gain/loss, expected income and yields on one screen — with an allocation donut, a net-worth-over-time chart and a financial health score.

Naira and dollars

Record any holding in ₦ or $. USD positions are valued in Naira at your own FX rate, so household totals stay correct no matter where the rate goes.

NGX price tracker

Live NGX market data, a watchlist, and buy/sell target-price alerts delivered to your inbox — plus USD/NGN exchange rate management.

Household roll-ups

Track wealth across family members — self, spouse, children — each with their own accounts, then switch between them or view the household as one.

Retirement planner

Interactive, in real terms, with three investment profiles, savings-gap analysis and what-if simulation. Your inputs are saved, so you can track progress year on year.

Income forecast

Project dividends, coupons and passive income with a payment calendar and automatic withholding-tax treatment. Know what is landing, and when.

Holdings heatmap

An NGX-style treemap sized by value and coloured by return. Concentration, laggards and winners become obvious at a glance.

AI advisor Beta

Portfolio insights, a health check and a monthly digest, plus a proactive watcher for concentration risk, stale prices, big movers and hit price targets. Never financial advice.

Bring your spreadsheet

Bulk import from XLSX or CSV using a downloadable template, and export a full JSON backup whenever you want. Your data stays yours.

Coverage

Every asset class a Nigerian household actually holds.

Not just listed equities. Each class carries its own cost basis, market value, unrealised gain/loss, income and weighted-average cost.

NGX stocks ETFs REITs Mutual funds FGN bonds Treasury bills Money market & CP Dollar assets Real assets & other

Planning

Tracking tells you where you are. Planning tells you if it's enough.

RoarWEALTH turns your live balance sheet into a retirement projection, goal progress and an income calendar — using Nigerian inflation and return assumptions, not imported ones.

Retirement projections in real terms — three investment profiles, savings-gap analysis and what-if simulation you can re-run any time.
Goals with progress tracking — school fees, a house, a dollar buffer. Set the target, watch the gap close.
Income forecast with a payment calendar — auto-generated dividend and coupon schedules, net of withholding tax.
A financial health score — one number that moves when your diversification, liquidity and savings rate actually improve.

Retirement projection

Sample household · balanced profile · real terms

Target retirement age58

Projected at retirement₦284M

Required for target income₦310M

Savings gap₦26M

Close it with+₦41k / month

Next 90 days of income

Net of 10% withholding tax

Dividends — 6 holdings₦412,000

Bond coupons — 2 issues₦186,500

T‑bill maturity₦1,050,000

Getting started

From spreadsheet to dashboard in an evening.

No broker connection to beg for, no paperwork, no minimum portfolio size.

01

Create your account

Sign up with email or Google. Confirm your address and you are in — no card, no sales call, no waiting list.

02

Bring your holdings

Download the import template, paste in what you own across brokers, banks and funds, then bulk-import from XLSX or CSV. Add household members as you go.

03

See the whole picture

Net worth, allocation, income forecast and a retirement projection — updating as NGX prices and your FX rate move.

What RoarWEALTH is not

RoarWEALTH is not a brokerage, not a robo-advisor, and not financial advice. It never holds or moves your money and cannot place a trade. It is a neutral record-keeping and planning layer that sits on top of wherever you already invest. Market data and projections are provided for information only; investment decisions remain entirely yours. Where AI features generate insights, they are clearly labelled and carry the same disclaimer.

FAQ

Questions people ask first.

Is RoarWEALTH a broker?

No. RoarWEALTH never holds or moves your money and cannot place trades. It is a neutral record-keeping and planning layer that sits on top of wherever you already invest — your brokers, banks, dollar accounts, funds and real assets.

Does RoarWEALTH give financial advice?

No. RoarWEALTH is not a robo-advisor and does not provide financial advice. It shows you your own numbers and lets you model scenarios. Every AI insight carries a clear not-financial-advice disclaimer.

Can I track both Naira and dollar investments?

Yes. Record any holding in Naira or US Dollars. Dollar positions are valued in Naira at your own exchange rate, so your household total is always correct in both currencies.

Which Nigerian assets can I track?

NGX stocks, ETFs and REITs, mutual funds, FGN bonds and Treasury bills, money market and commercial paper — plus an "Other" class for anything else you own, including real assets and informal holdings.

Can I move my existing portfolio spreadsheet across?

Yes. RoarWEALTH started life as a replacement for an Excel portfolio tracker. Download the import template, paste in your holdings and bulk-import from XLSX or CSV. You can export a full JSON backup at any time.

How much does it cost?

RoarWEALTH is in early access and free to use while in beta. Paid tiers are planned, and early-access users will hear from us well before anything changes.

Can I track my whole family's wealth?

Yes. Household mode lets you track holdings across family members — self, spouse, children — with account switching and a single household roll-up.

How is my data protected?

Accounts use email/password or Google sign-in with email confirmation, a password-reset flow and a three-minute idle logout. Data is stored with row-level security so your household's records are only ever visible to your account.

See everything you own — Naira and dollars — in one place.